There’s not a woman in the world who hasn’t lost a beloved piece of jewelry at some point in her life. I myself have lost countless earrings in innumerable ways, as well as an heirloom diamond necklace to the darkness of a hotel drain, the memory of which still makes me shudder in horror. Although we all assume that we could never possibly (gasp!) lose something as precious as our wedding bands or engagement rings, it does happen more often than you’d think, and it recently happened to my close friend, whose longtime love popped the question with the most exquisite Asscher-cut canary diamond ring I’ve ever laid eyes on. We all envied her immensely until three months later, when this treasured gem was lost to the sea during a celebratory trip to her family’s beach cottage. After a panic-stricken day and night spent frantically and futiley searching for the lost ring, she came to terms with the fact that it was gone. Although she knew its sentimental value was irreplaceable, she was horrified and downright outraged to discover that her insurance didn’t cover the loss of the ring, the ring that her now-husband had scrimped and saved—and by scrimped and saved, I mean more than just enduring many a Ramen-noodle night—to buy for her. The poor guy looked as white as a sheet for months, and my friend walked down the aisle sans an engagement ring gracing her finger. The moral of the story? Get your rings properly insured, ladies!
Personally, we love Jewelers Mutual Insurance Company because they have such comprehensive coverage and, unlike many other types of insurance, will replace your ring in the unfortunate event of a loss, theft, damage, or mysterious disappearance. Plus, their plans are surprisingly affordable, and they replace with the “same kind and quality,” meaning that if your coveted Tiffany wedding band goes missing, you won’t have to settle for a less desirable substitute. Getting your rings insured is a necessity, not a luxury! Learn more, get a free quote, and even apply for insurance today!